Insurance Company Bad Faith
Overland Park Insurance Company Bad Faith Lawyer
You pay your insurance premiums trusting that you will to be treated fairly by your insurance company when you need to file a claim. When your claim is delayed, denied, or underpaid without a valid reason, that trust is broken. At The Ronan Law Firm, we help policyholders across Kansas and Missouri make insurance companies keep their promises to customers.
Is Your Insurance Company Treating You Fairly?
If something feels wrong with your claim, it might be.
Insurance companies have a legal duty to process claims promptly and honestly. When they delay, deny, or underpay a valid claim without reasonable justification, that may be considered insurance company bad faith. These unfair insurance practices often occur at the worst possible time, leaving individuals or businesses without the financial protection they paid for, and they expected, at the time of a crisis. A bad faith claim can arise in a first-party claim, where the insurer is not fair with its own policyholder, or in a third-party claim, where the insurance company for the negligent party, fails to reasonably settle a claim or properly defend a claim, placing the personal assets of the negligent insured at risk.
Common signs of insurance company bad faith include repeated delays, requests for unnecessary paperwork, and lowball settlement offers. Some insurance companies deny coverage outright without a reasonable investigation, or they may even misrepresent the terms of the policy in an effort to confuse customers. Other insurance companies ignore clear supporting evidence or refuse to provide explanations for their denial of your claim. If you are having to deal with any of these tactics, it is time to contact The Ronan Law Firm for more information about your rights.
Take the First Step – Contact Us Today!
What We Do – Strategic Case Building Backed by 45 Years of Experience
For more than 45 years, The Ronan Law Firm has represented people not treated fairly by insurance companies across Kansas City and throughout Kansas and Missouri. We combine in-depth legal knowledge with individualized attention. Every case is handled with care, focus, and a clear strategy designed to maximize results.
- Strategic case building based on thoughtful attention to detail;
- A low volume, individualized approach to cases;
- Direct attorney access and regular case updates;
- Decades of success and knowledge related to local courts and insurance practices; and
- Proven results – A client focused approach. We only get paid if we win your case.
The Ronan Law Firm is not a high volume law firm. We only accept a limited number of meritorious cases. We give each case the time and effort it takes to be successful. When the insurance company is not fair with you, our firm knows how to take a complex legal situation and crystalize it into a format that is easy for a jury to understand.
Not Treated Fairly by an Insurance Company? You Should Be Phonin’ Ronan!
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FAQ'S About Bad Faith Insurance Claims
What is “bad faith” by an insurance company?
Just because a claim is denied, that does not mean the insurance company acted in “bad faith”. Bad faith involves unreasonable conduct, like failing to properly investigate, denying a claim without reasonable justification, misrepresenting policy terms or refusing to pay your claim without a reasonable basis.
Can I sue if my claim was delayed, not denied?
Yes. Unreasonable delays that impact your finances or treatment may qualify as bad faith.
How long do I have to file a bad faith lawsuit?
Deadlines vary by state. In Kansas, most claims must be filed within five years. In Missouri, the limit is typically ten years.
Can I recover more than the original policy limits?
In many cases, yes. Bad faith claims can result in compensation above policy limits, including punitive damages.
What role does my insurance policy play in a bad faith case?
The insurance policy is one of the key documents in a bad faith case. The insurance company must honor the terms of the insurance contract/policy that it sold you.
Injured by a Medical Mistake? See How We Can Help You
Were you or a loved one harmed by a medical provider’s mistake or negligence? Surgical errors, misdiagnoses, and the wrong treatment can lead to life-changing consequences for the patient. At The Ronan Law Firm, we have over 45 years of experience holding hospitals, doctors, and other healthcare providers accountable for safety rule violations. Learn more about how our team builds strong medical malpractice cases. Visit our Medical Malpractice Page to learn more about how we can help you.
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